I have a lot of meaningful charm, pendants and beads (mostly representing my daughter Kayla Jade - she is a December baby so her stones are blue- turquoise and blue topaz, etc). I never get to wear all of them and I feel bad about that. So I wear them all!!!!
Charm necklaces are in anyway :). I may switch this to a colored cord for more variety and fun. Stay tuned for the various transformations according to my mood.